If you have a non-GBP or non-EUR AMEX card, e.g. a USD card, and live in the UK, you are currently unable to connect this in the UK using Open Banking. We requested AMEX for more information in relation to the reasons behind this. You can find the provider's comments below:
American Express’ PSD2 Account Financials suite of APIs can only be granted to EU-authorised or registered TPPs accessing account information pertaining to American Express customer's accounts in the UK, France, Sweden, and Finland. Markets outside of the scope of those listed have been in consultation with American Express, and they have communicated that we are not currently legislated in the TPP Open Banking of PSD2 according to local definition of a payment account.
We are currently working to continue dialogue with regulators to establish a timeline when they will look towards reevaluating credit accounts as in scope. At that time we will be happy to connect you to the American Express® suite of APIs beyond the UK, France, Sweden, and Finland. Once a solution has been put in place, we will be in touch with an update.
What error message will I see?
You will see the following error message on AMEX's Online/Mobile Banking page:
How will you communicate the latest on this?
We will update this article once we hear from AMEX. Please keep checking this article or simply click FOLLOW (top right above this article) to stay in the loop.
If you need more information
If you have any questions, reach out to our Support team via Chat or raise a ticket here.